Habitat for Humanity of Metro Denver’s homeownership program empowers individuals and families to build and buy their own homes. With Denver’s housing costs reaching record highs in recent years, becoming a first-time homeowner in our city has become increasingly difficult. Habitat for Humanity’s homeownership program provides an opportunity for first-time homebuyers to get their feet into Denver’s competitive market. Habitat partners with homeowners every step of the way; from application to closing, Habitat for Humanity provides the education and support needed to be a successful homeowner.

Homeowners are selected into the program based on
three sets of criteria:

Ability to pay a 30-year fixed-rate mortgage with monthly payments not to exceed 30 percent of the homebuyers’ gross monthly income. Average home prices in the $200,000s* *Based on average sales price of Habitat homes in FY2020.
No down payment required.
Low closing costs & below-market interest rates.

Willingness to partner by helping to build or renovate homes alongside volunteers, and complete homebuyer education classes.

Demonstrate a need for housing by currently experiencing housing challenges like lack of affordability, overcrowding and income at or below the maximum allowed for their household size.

Current Houses for Sale