Healthcare Benefits for DMAR Members
More options. More guidance. A better way to navigate healthcare.
Explore your healthcare options
Finding healthcare that fits your needs and budget can be challenging, especially when you're self-employed. DMAR is making it easier for Realtors®, Industry Partners and their families to explore healthcare options, understand their choices and find resources that work for them.
Through our healthcare benefit partners, you can explore traditional health insurance, an association health benefit program and healthcare cost-sharing and support services. Not sure where to start? Explore the options below to find the right place for you.
Explore your healthcare options
Every member's situation is different. Whether you're looking for comprehensive medical coverage, an alternative to traditional insurance or help navigating healthcare costs, DMAR offers resources to help you make an informed decision.
Option 1: Healthcare cost sharing and support through Alpine Association Benefits
DMAR offers access to healthcare resources through Alpine Association Benefits, including healthcare cost-sharing options and services designed to help members navigate healthcare and manage costs.
Depending on the program and membership selected, available resources may include:
- Healthcare cost-sharing options as an alternative to traditional health insurance.
- Virtual doctor access and online primary care.
- Prescription support and tools for exploring medication costs.
- Healthcare navigation and guidance.
Alpine's EverydayCARE 1to1 Complete membership provides 24/7 virtual access to on-staff doctors, $0 online primary care visits, prescription support and healthcare navigation. DMAR members can access this membership for $84/month.
Healthcare cost-sharing is not the same as traditional health insurance. Before enrolling, review the program's terms, eligibility requirements, sharing guidelines and any limitations to understand how eligible medical expenses are handled.
A good place to start if you're interested in healthcare cost-sharing, virtual care, prescription resources or additional healthcare navigation support.
Explore Alpine Healthcare Benefits
Option 2: Health insurance guidance and coverage options through Compass Health Consultants
Need health insurance for yourself, your family or your business? Compass Health Consultants helps DMAR members evaluate their current coverage and explore options based on their needs.
Licensed brokers can help you navigate:
- Individual and family health insurance, including ACA Marketplace plans and private PPO options.
- Medicare Advantage, Medicare Supplement and prescription drug coverage.
- Small business and group health benefits.
- Dental, vision, life insurance and retirement options.
Compass starts by reviewing your existing coverage. If there's an opportunity to improve your situation, your advisor can help you understand the alternatives. If your current coverage is already a good fit, you'll have greater confidence in your decision.
A good place to start if you want health insurance, need help comparing plans, are self-employed or have questions about your current coverage.
Schedule a Consultation with Compass
Option 3: AmeriBenefit association health program
An additional option for self-employed professionals. AmeriBenefit, available through Compass, is designed for self-employed Realtors®, 1099 professionals and small business owners including those who earn too much to qualify for ACA subsidies.
The program offers four medical plan designs with multiple deductible options through a nationwide Aetna PPO network.
What to know:
- The program has no medical underwriting that turns applicants away and no pre-existing condition exclusion.
- A brief health questionnaire determines your pricing tier. Benefits are the same across tiers; monthly premiums differ.
- Optional dental, vision, life insurance and retirement benefits are available.
- The program is available year-round, subject to program terms and eligibility.
Your Compass advisor can help you review the program and compare it with other coverage options to determine whether it's appropriate for your situation.
A good place to start if you're self-employed, looking for medical coverage, and want to explore an association program alongside other insurance options.
Have questions? We're here to help!
The best choice depends on your healthcare needs, budget and the type of coverage or services you're looking for. You don't have to know which program is right for you before you begin. Explore the options above and contact the provider directly with questions.
Alpine Association Benefits
970-335-8222
Info@AlpineAssociationBenefits.com
Explore Alpine's healthcare benefits
Compass Health Consultants
Sally McGuren, Senior Broker
970-309-4423
Schedule a consultation